Prescription drug prices continue to rise, and many families — especially seniors on Medicare — are feeling the strain. Even with a solid Medicare Part D or Medicare Advantage plan, some medications remain expensive, restricted, or not covered at all.
One resource that has been a game‑changer for many of my clients is CostPlusDrugs.com, a transparent, low‑cost pharmacy created to help people access affordable medications without insurance barriers.
What is CostPlusDrugs.com?
CostPlusDrugs.com is a cash‑pay pharmacy that sells medications at the wholesale cost, plus a small markup and pharmacy fee. There are no deductibles, no prior authorizations, and no insurance hoops to jump through. Below is the transparent pricing formula Cost Plus Drugs uses for every medication:
- Wholesale medication cost
- 15% markup
- Pharmacy fee
- Shipping
When Insurance Doesn’t Cover Your Medication
Some medications — especially brand‑name drugs — are not covered by many Medicare plans. Others require prior authorization or fall into high‑tier pricing, leaving people with hundreds of dollars in out‑of‑pocket costs.
Client Story – How One Person Cut Their Entresto Cost from $736 to $12.43
One of my clients takes Entresto, a heart medication that is often excluded or heavily restricted on Medicare plans. Even with coverage, the cost can be overwhelming.
This client was paying $736 every month. After reviewing multiple plans and assistance programs, nothing brought the cost down enough.
Then we checked CostPlusDrugs.com — and the price was $12.43.
Why CostPlusDrugs Works for Medicare Beneficiaries
- Medicare allows you to purchase medications outside your Part D plan
- It does not violate Medicare rules
- It simply won’t count toward your deductible or TrOOP
- There is no penalty for using a cash pharmacy
Who Benefits Most from Cost Plus Drugs?
- People whose medications aren’t covered
- Those stuck in the deductible phase
- Anyone paying high coinsurance
- People waiting for manufacturer assistance
- Medicare beneficiaries with expensive brand-name drugs
How to Check Your Medication Price
- Visit CostPlusDrugs.com
- Type your medication name
- Compare the cash price to your insurance cost
- Order online if it’s cheaper
Final Thoughts
Prescription costs shouldn’t force families to choose between their health and their budget. Tools like CostPlusDrugs.com give people real, affordable options — especially when insurance coverage is limited.
If you’re unsure whether your Medicare plan is giving you the best value, I’m here to help you explore your options.